Terms of Service
Legal terms and conditions for using EverydayMoney
The Essentials
Use responsibly: EverydayMoney is for legitimate business finance management only.
You're responsible: Keep your password secure and report unauthorized access immediately.
We're not a bank: We provide financial technology services but are not a licensed bank.
Applicable law applies: Governed by applicable laws and regulations.
We can update these terms: You'll be notified of major changes via email or app notification.
Questions About These Terms?
Our legal team is here to help clarify anything:
Email: [email protected]
Address: 5 Parvis Alan Turing, 75013 Paris, France
By Using EverydayMoney, You Agree
By accessing or using the EverydayMoney app, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you don't agree, please discontinue use immediately.
Your Account Responsibilities
Keep Your Credentials Secure
You're responsible for maintaining confidentiality of your username, password, and email. Don't share them with anyone.
Report Unauthorized Access
Notify us immediately at [email protected] if you suspect unauthorized use of your account.
We Trust Your Instructions
Any instructions sent using your login credentials will be considered authorized by you.
Data We Collect
By using EverydayMoney, you consent to the collection and use of the following information:
- Personal data: Name, email, phone number, business info, banking information
- Transaction data: Payment history, POS, cash, and bank transfer records
- Device data: IP address, hardware model, OS version, mobile network data
- Usage data: How you interact with the app and AI agents
For full details, see our Privacy Policy
Intellectual Property
All content, designs, features, and code in the EverydayMoney app are protected by intellectual property laws and owned by EverydayMoney SAS or its licensors.
ā ļø Limited License: You may use the app for personal, non-commercial purposes only. You cannot reproduce, modify, distribute, sell, or create derivative works without written permission.
Limitation of Liability
To the extent permitted by applicable law, EverydayMoney shall not be liable for:
- ā¢Direct, indirect, incidental, or consequential damages from app use
- ā¢Errors, malfunctions, or security breaches
- ā¢Loss of data or business interruption
Important: Use the service at your own risk. Ensure you maintain backups of important financial data.
Security Measures
We implement bank-grade security measures to protect your data:
- SSL encryption for all data transmission
- Restricted employee access to your personal information
- Immediate breach notification if security incidents occur
Note: No system is 100% secure. Enable two-factor authentication and use strong passwords.
Governing Law
These Terms are governed by and construed in accordance with applicable laws and regulations.
Any disputes arising from these Terms shall be subject to the jurisdiction of competent courts.
Additional Terms
Cookies
We use cookies to provide personalized services and track usage. Cookies help us identify your device and customize your experience.
Session Cookies: Temporary files that enable account access and services (required).
Persistent Cookies: Improve user experience and remember preferences (optional).
Learn more at www.allaboutcookies.org
Modification of Terms
We reserve the right to modify these Terms at any time. We'll notify you via email or app notification before changes take effect. Continued use after modifications constitutes acceptance of the revised Terms.
Data Protection Commitments
When we process merchant customer data for Moniq and Komposa, we act as a data processor on the merchant's behalf and apply appropriate data protection commitments as described in our Privacy Policy.
Connected Services
If you enable WhatsApp, Instagram, Shopify, Stripe, Google Calendar, or Calendly integrations, you authorize us to access the minimum data needed to deliver those features as described in our Privacy Policy. You are responsible for obtaining required consents and notices for your customers.
By Using EverydayMoney
You acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy.